For Self employed or employed applicants, this is for people who don't have accounts and can't prove income or employed whose income is based on overtime, commissions, bonuses and people with different occupations.

We can arrange a self certification mortgage up to 95% Loan to Value  and at the most competitive rates.

In some cases lenders don't need income proof when  a medium or high credit score is achieved on credit check/credit score,  these are called non verification mortgages which are normally cheaper then a self certification mortgage.